poniedziałek, 4 lutego 2008

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Primary Res loans that I am slated for has a pre-pay penality. 3 years
You said they had an incorrect address, how much other incorrect information is on your TU report?
All you have to do is let them know you are "shopping rates" and they will probably work toward accommodating you as much as possible.
(Online loan up to 10000) They raised my rates and claimed it was because they had to pay for repairs to my car out of my policy because they were unable to locate their other customer that hit me...
IIB can have a later date than the BK if you reaffirmed, or made some other kind of deal and then defaulted.

niedziela, 3 lutego 2008

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I asked her to pull my file while i was on the phone, she said that they were short staffed and couldn't pull it at the moment and that after she received the letter that she would call me.
Based on BBB files, this company has an unsatisfactory record with the Bureau.
But since the CA probably had the account about a month, why would that part be inaccurate?
(Quicken loan reviews) Thanks for everyone's help. This is my only bad tradeline. It's nice to be getting it back on track.
Yellow would require agents to more closely scrutinize passengers before letting them proceed to their gates.
The debt was discharged in BK and that the manner in which they are reporting the debt to the CRAs does not mention the BK.
Therefore, adding a month/year field to the system's input & output, would be of considerable value.

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If you have not created positive open accounts in good standing, especially revolving accounts, then you can suffer a point drop when the negative accounts come off.
Since both are VERY SMALL collection amounts, I'm hoping they won't want to waste their time.
We started negotiating with the hospital before we even received the first bill and made our first payment within 60 days after our child was released from the hospital.
(Gad credit loans) I applied for this card online Saturday and did not get an immediate response.
i wasn't aware that there was an "I will not apply today" card out there.
Also I don't think there could be any damages to turn over to a CA unless adjucated by a judge.
That is the EXACT reason you need to tell her that she needs to be on the ball and know exactly what is on her report so they won't scam her.

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I don't see your point. All that says is that the settlement is not an admission of a violation of law. My point is is that I've been trying to get validation from a CA for over 2 months. I faxed an intent to sue as this CA has verified the tradeline 2X with the CRA, put a dupe tradeline on Equifax, and 2 days after the ITS pulled a hard inquiry. Today I get a threatening letter from the dumbass Atty. telling me that if I choose to file an unsubstantiated claim, they reserve the right to seek sanctions againt me for filing a frivolous lawsuit. To which I emailed him and told him the first question the judge is going to ask him is why haven't they validated the debt in over 2 months? I don't think a judge would consider my lawsuit frivolous at that point. I also told him that he was not going to bully me out of my rights as a citizen of this country. With that being said, why couldn't I take that FTC settlement letter to sort of get the judge thinking" If the FTC made this company delete in 5 days when they couldn't validate, why has this CA taken over 2 months"
I have already contacted the OC and have documentation clearly evidencing that you did not in fact verify the information you are reporting nor could you have reinvestigated; therefore, delete the TL as you are required to do.
Also showing the first balance and high balance as the same. This looks like it is maxed out. Is this affecting my utilization the same as if I had a revolving account maxed to the limit.
(10k loans overnight for bad credit) NO ONE WANTS TO VENTURE A GUESS WHAT THE SCORE CHANGE MIGHT BE IN MY GIVEN SENARIO ?
I don't like going there much in fear of saying something that goes against the FCRA and losing 1000 bucks in court

sobota, 2 lutego 2008

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Allowing the destruction of the hospitals is a violation of the Geneva Convention.
that doesn't answer all my wuestions, and how dare you say i am angry when you the one talking about people being evil.
I got the same 505 error just trying to find contact info on their site.
(Www bclc compay day number result) It seems to me that if you are not on the loan, it shouldn't be on your report either.
Earlier this week I sent some disputes to all 3 CRAs via CMRRR , and I was wondering if I could dispute another entry online before I get the others back.

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Now of course, it's a whole new ball game if you're ever late or defautl on that loan!
Geez I know these questions are dumb and I know ya'll have got to be sick of them but these freaks really have me freaked out over here....
Like I said, I don't care who knows that I need contacts or what their prescription is - but if it were one of my regular, medical doctors, I wouldn't have signed.
(No teletrac credit check loan) Last night after speaking with my neighbor about the whole judgment thing she told me to see if they were FDIC insured and if they are to use th FDIC regulations against them.

piątek, 1 lutego 2008

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I demand that you also send a copy of this dispute to the company that you say I owe money to, so that they do not report this on my credit report.
That's a great interest! I will call my Credit Union first thing on Monday. For a score of 650, do you have any neg TL? I'm trying to determine if I also qualified with my Credit Union and since I do have a couple of neg TL....
What coupons? I've seen threads referring to them but can't find the original posts.... pm me PLEEEZE!
(Personal loans with a 560) have you considered talking to the IRS and geeting this SS # flagged as ID theft?