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Those the best issues to file a FDCPA lawsuit over. Because they are not going to go to the mat to fight you. They will be desperate to settle that case out of court and pay you $1000 as fast as possible. Their accountant is saying, "Why on earth are we paying a lawyer $5,000 to fight a case over a $250 debt?"
i am looking at a backyard full of dirt :x and i want to get my yard done.
Dane, I would send a letter to the OC asking if the account was brought up to date and then went delinquent again and ask for the agreement your ex made to keep the truck.
(Www mte financial refi debit) Validation is a specific section of the FDCPA, applying to those collectors only, not to OC's.
So I'm going to wait and see what my contract says and then develop my argument.
There wasn't any explanation with it at all. It was just the judgement. The amount he awarded us was the amount that we asked for. So, he gave them the MAXIMUM penalty allowed, plus our filing costs.